With over 18 years of experience spanning banking, insurance, and financial consultancy, I bring a unique blend of corporate expertise and entrepreneurial success. After completing my MBA in Finance & IT from Kolhapur University (2006) and a B.Sc. from Dharwad University (2004) along with a PGDIBO, I began my career with ICICI Bank, gaining hands-on experience in financial services and client management.

I later advanced my career with Apollo Health Insurance, where I honed my skills in risk management, insurance solutions, and customer engagement until 2016.

In December 2016, I founded my own consultancy firm, which has since grown to serve 800+ clients across diverse sectors. My focus has been on delivering personalized financial advisory, investment strategies, and insurance solutions that help individuals and businesses achieve sustainable financial growth.

I am passionate about building long-term client relationships, leveraging technology-driven financial planning, and creating value through trust, transparency, and results.

My Approach

Client-First & Transparent
Clear communication, no jargon, and complete fee/benefit transparency.

Research-Led, Tech-Enabled
Use of tools and data to track performance, monitor risk, and report clearly.

Long-Term Partnership
Regular reviews, behavior coaching during volatile markets, and proactive portfolio tune-ups.

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Milestones & Impact

• 800+ clients guided since 2016

• Consistent SIP discipline and asset-allocation frameworks implemented across client base

• High retention and referrals driven by measurable outcomes and service quality

• Multiple cases of effective risk transfer (health/life) saving clients from major financial shocks

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Special Expertise

• Designing SIP/goal-linked portfolios that align with time horizons and risk tolerance

• Tax-aware investing to enhance after-tax returns

• Family protection blueprints (sum-assured sizing, riders, and claims support)

• Behavioral finance coaching to reduce fear/greed driven decisions